SR22 Insurance For My Motorcycle With Suspended License?
Reader’s Question:
Can I still get a license for my motorcycle, if my drivers license has been suspended in Sanford, Maine? Also do I have to obtain SR22 insurance after my license has been reinstated?
Richard
Sanford, ME
States vary on their laws regarding if an individual with a suspended driver’s license can get a motorcycle license. Some states will permit you to have a motorcycle license while some will not permit it while your main driving privileges has been suspended. States, such as Maine, have the motorcycle license as an addendum to your regular motor vehicle license so it is unlikely that you would be able to obtain it without a valid driver’s license.
As for the SR-22 in some states require a SR-22 when a license is reinstated while others will not. You will need to check with your Department of Motor Vehicles in Maine to check if this document as proof of financial responsibility will be required to acquire a valid driver’s license once again. The DMV should also be able to assist you find out if you can obtain a motorcycle license while your driver’s license is suspended.
What Is SR22 Insurance?
Reader’s Question:
I just want to know what is an sr22? Why does it have to be carried?
Joe
Thank you for asking Joe.
SR-22 or financial responsibility certificate is proof that you have certain types of insurance, based upon the financial responsibility laws of your state and what they are mandating you to carry.
The reasons that an SR22 can be required differently from state to state. Generally, an Sr-22 is required when insurance policy is provided to a person who was involved accident or was convicted of a moving violation and was unable to show financial responsibility. Each state has different variations of this form and the insurance requirements.
The following SR-22s are associated with the following offenses in many states
* DUI or DWI or any serious moving violation
* At-fault accidents while driving without insurance
* Repeat traffic offenses or getting too many tickets in a short time period
* License suspension or revoked license
An SR-22 or financial responsibility certificate can and is mandated in many states as part of the reinstatement process after you have had your driver’s license suspended, revoked, canceled or lapsed. This can include suspension for being a habitual offender of moving violations or because of being behind in child support payments; it all depends on your specific state’s laws.
Goodluck!
MariCAR
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