How Do I Get DUI Insurance Financial Responsibility?

Q: How much does DUI insurance financial responsibility cost?

A: A LOT.

Not specific enough? Okay, I’ll break it down. There are two (2) things about your DUI financial responsibility which will inflate your prices. One is that, unless you live in one of the lucky two states which don’t require them, you will have to pay an SR22 filing fee. These aren’t too bad–usually around $15 or $30, but you may see a rise in your premiums just because you have the word SR22 attached to your policy. That’s a four letter word for car insurance companies, literally and figuratively.

Secondly, well…you were convicted of driving drunk. If you expected your car insurance company to give you a parade when they found out you needed DUI financial responsibility, you have another thing coming. When you get SR22 insurance for a DUI, your costs often triple or quadruple, because you are so high risk.

You don’t have to panic. Yeah, DUI financial responsibility insurance is expensive, but you can still dig for quotes, raise deductibles, walk a lot, get discounts, and on and on if you want cheaper premiums.