My daughter has SR-22 insurance in Houston,Texas. I would like know what we have to do to take it off her record.

Jason

Houston, TX

An SR-22 is a certificate of insurance in the state of Texas that show proof of automobile insurance with the Texas Department of Public Safety (DPS) for the future, as required by law.

The insurance carrier notifies the Texas Department of Public Safety (DPS) if the car insurance policy is cancelled, terminated, or lapses thus if that happens appropriate enforcement action may be taken. The driving privilege or the drivers license will be suspended if a person is required to obtain an SR22 and there is no SR22 on file.

The form called the SR26 is filed by the company to cancel the SR22. So if your daughter is no longer required to carry an SR22 or the time period to carry this financial responsibility certificate is up already in Houston,Texas, she must inform her insurance company that she no longer needs to carry an SR22 so that it will be removed. Her insurance carrier will probably be needing some documentation that shows that she no longer needs to carry an SR22 insurance.She may be able to get this from the Department of Public Safety and show it to he insurance company so they can file a SR26.

Can I have an sr22 without getting liability or insurance for my vehicle?

Kim

Thank you for asking Kim.

Most states usually require vehicle owners to purchase a minimum amount of bodily injury and property damage liability insurance before they can drive legally their vehicles. All states have laws on financial responsibility. This means that individuals involved in a car accident will be mandated to provide proof of financial responsibility up to certain minimum amount limits. To comply with financial responsibility laws, most drivers buy car liability insurance.

You may be able to purchase a non-owners liability SR22 policy if you do not own a motor vehicle.

Goodluck!

MariCAR

I just want to know what is an sr22? Why does it have to be carried?

Joe

Thank you for asking Joe.

SR-22 or financial responsibility certificate is proof that you have certain types of insurance, based upon the financial responsibility laws of your state and what they are mandating you to carry.

The reasons that an SR22 can be required differently from state to state. Generally, an Sr-22 is required when insurance policy is provided to a person who was involved accident or was convicted of a moving violation and was unable to show financial responsibility. Each state has different variations of this form and the insurance requirements.

The following SR-22s are associated with the following offenses in many states

* DUI or DWI or any serious moving violation
* At-fault accidents while driving without insurance
* Repeat traffic offenses or getting too many tickets in a short time period
* License suspension or revoked license

An SR-22 or financial responsibility certificate can and is mandated in many states as part of the reinstatement process after you have had your driver’s license suspended, revoked, canceled or lapsed. This can include suspension for being a habitual offender of moving violations or because of being behind in child support payments; it all depends on your specific state’s laws.

Goodluck!

MariCAR