SR22 Insurance For My Motorcycle With Suspended License?

Reader’s Question:

Can I still get a license for my motorcycle, if my drivers license has been suspended in Sanford, Maine? Also do I have to obtain SR22 insurance after my license has been reinstated?

Richard

Sanford, ME

States vary on their laws regarding if an individual with a suspended driver’s license can get a motorcycle license. Some states will permit you to have a motorcycle license while some will not permit it while your main driving privileges has been suspended. States, such as Maine, have the motorcycle license as an addendum to your regular motor vehicle license so it is unlikely that you would be able to obtain it without a valid driver’s license.

As for the SR-22 in some states require a SR-22 when a license is reinstated while others will not. You will need to check with your Department of Motor Vehicles in Maine to check if this document as proof of financial responsibility will be required to acquire a valid driver’s license once again. The DMV should also be able to assist you find out if you can obtain a motorcycle license while your driver’s license is suspended.

Is It Mandatory Suspension For Driving Without Insurance?

Reader’s Question:

I would like to know if there is a mandatory suspension for driving without insurance or is it up to the court system and county’s judge? I live in New Jersey.

Martin

Camden, NJ

Driving uninsured is a serious violation in most areas. The penalty for this violation differs from state to state but can include large fines, impounding of your car (and payment of towing and storage charges incurred), license suspension or revocation, community service or jail time. In most states, such as New Jersey, the mandatory penalties for an individual found driving without insurance are even greater than those for an individual receiving a DUI citation for the first time.

This is regulated by each state.

Also, it is likely you will have to comply with the state’s financial responsibility laws by obtaining an SR22 or SR16.

Tags: auto insurance, driving without insurance, sr22 insurance